Paid workers have the advantage of a being able to
choose from a wide range of mortgage productsolutions, and Multi-Prêts, can offer you such a wide choice.
Multi-Prêts Hypothèques offers you more than 165 different mortgage solutions all from the best financial institutions in Canada so you will be able to secure the best mortgage rate or mortgage refinancing.
Get fixed, variable, open, convertible, closed, discounted rate mortgages, etc*.
When you do business with me, you have access to over 20 financial institutions in just one appointment*.
With just 5% down payment you can own a duplex (owner-occupied)*.
With just 10% down payment you can own a triplex or quadruplex (owner-occupied)*.
Contact me right away !
514 616 3660
The eligibility criteria's depend on the lending institution and their mortgage products. You must also respond to the financial institution’s debt ratios.
Here are some of the most important
criteria's :
Down payment is thoroughly checked.
The Gross Debt Service Ratio (GDS) should be lower than 32%. This is the ratio of your gross household income to your mortgage payment, energy costs, taxes, and half of condominium fees if and when applicable.
The Total Debt Service Ratio (TDS) is 40%. This is important should you have other debt obligations in addition to the mortgage loan (car loan, credit cards, line of credit, etc).
You should not exceed any of the mentionned ratios.
You may still be eligible for an alternative loan should you exceed these ratios. Please call me for further information.
You must provide me with proof of employment/income and must be practicing for over one year*.
After being cleared for all of the mentioned conditions, I will find the best solution to fit your needs.
All you have to do is to find that dream house of yours !
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